The Kentucky Number Swyft Filings Never Puts on One Screen

Full stop before the numbers. Kentucky Registered Agent.co competes with Swyft Filings for Kentucky appointments and prices the same statutory role at $99 a year. The billing structure described below is published by Swyft Filings and reproduced without alteration, since altering it would defeat the point.

The Service Is Not the Complaint

We are not alleging poor performance. Swyft Filings has been submitting business documents at volume for years and there is nothing in the public record suggesting a Kentucky client gets a substandard agent.

Our objection is narrower and entirely about arithmetic.

$149 Is a Quarterly Price

Registered agent service is billed at $149 every three months. Annualized, that is roughly $596. No separate first-year discount surfaced in our check.

The difficulty is that $596 never appears anywhere. You see $149 at checkout. You see $149 again a quarter later. The screen that shows you the yearly total does not exist, which means a shopper comparing $149 against annual competitors is off by a factor of four and does not know it.

Multiply first. Then compare.

Set $596 Against What Kentucky Charges

Here is a comparison that puts the figure in perspective, and the second column comes from the state.

Kentucky charges $40 to file Articles of Organization, $15 for the annual report, and $10 to change your registered agent. Add all three together and a Kentucky company's paperwork bill for forming, reporting once, and switching agents is $65.

One year of quarterly agent billing is roughly nine times that. Whatever else is true, the state is not the expensive part of running a Kentucky entity.

The obligation behind that report is a single yearly one, carried into the LLC act at KRS 275.190. Once a year, one filing. Nothing about Kentucky's demands is quarterly.

One Charge, Once

$99, annually, renewing at $99. A server hands it over; we scan it that day and email you the file as it posts to your portal, because a Kentucky response window opens on delivery.

Our registered office address in Kentucky sits on your public filings so yours does not. A reminder reaches you before the state's report window shuts. Checkout has one item on it.

A lower number exists, and it is not ours. BetterLegal's is $90. We hold a spot among the lowest flat annual rates in this state, charged once, with the scanning already inside the price.

Every Step of a Kentucky Switch Away From Swyft Filings

Nothing about your current subscription blocks this. The state filing and the vendor relationship are separate things, and Kentucky does not ask your outgoing provider for permission.

The document. Statement of Change of Registered Agent and Office. Kentucky files it under the letter code RAC, which is the complete form designation. This state codes its business filings with letters, never numbers, so there is no numeric version to look for.

What it needs. Your entity's registered name exactly as filed, the replacement agent, and the Kentucky street address that will serve as the registered office. That has to be the same address the agent uses for business, and it has to be a physical location in the Commonwealth.

Where it goes. The Kentucky Secretary of State, with a $10 fee. Mail it, or run it through FastTrack, the state's online filing system, where the change posts on submission and a receipt reaches your inbox. No waiting period, no filing window, no seasonal restriction. Any business day works.

The order. The consent rule enforces the sequence for you. Kentucky needs the incoming agent's signature or a written acceptance on file, which means the replacement is already committed before the change can be submitted. Appoint, file, confirm in the state's business search, and only then stop the quarterly billing. No gap, by design.

One timing note. Do not wait for a quarter to close. The filing is unrelated to the billing cycle, and holding it back only extends the cycle.

Our change of agent walkthrough covers the paperwork field by field.

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June 30 in Kentucky, explained: the annual report.